Disclaimer
WEBSITE DISCLAIMER AND LEGAL NOTICES
Last Updated: 16 October 2026
1. General Information and Non-Reliance
The information, articles, videos, audio materials, downloadable documents, and associated resources made available on this website are provided strictly for general educational and informational purposes.
Nothing contained on this website constitutes, or is intended to constitute, professional advice (whether legal, financial, medical, technical, or otherwise). The content does not take into account individual objectives, personal circumstances, or specific factual situations. Visitors must not treat the material as a substitute for bespoke advice from a suitably qualified professional. Any reliance placed upon information obtained from this website is undertaken entirely at the user's sole risk.
2. No Professional or Fiduciary Relationship
Accessing, reading, downloading materials from, or otherwise interacting with this website does not create any fiduciary, advisory, agency, or professional-client relationship between Rachel Mathews and the user.
3. Accuracy and Availability
Reasonable measures are taken to maintain the accuracy and currency of the material published on this website. However, no representations, guarantees, or warranties of any kind—whether express or implied by statute, common law, or custom—are given in respect of the accuracy, completeness, reliability, suitability, or availability of the website or the information, products, or services contained on it. Website content is subject to modification or removal at any time without prior notice.
4. Limitation and Exclusion of Liability
To the maximum extent permitted by applicable law, Rachel Mathews shall not be liable to any user, whether in contract, tort (including negligence), breach of statutory duty, restitution, or otherwise, for any loss or damage arising under or in connection with:
- Use of, or inability to use, this website or any materials contained on it;
- Reliance upon any statements, omissions, or inaccuracies on this website or in related downloads;
- Any indirect, special, incidental, or consequential losses, including but not limited to loss of profits, loss of business, loss of revenue, loss of goodwill, loss of opportunity, or loss of data.
Statutory Exclusions: Nothing in this disclaimer shall exclude, restrict, or limit any liability which cannot lawfully be excluded, restricted, or limited under the laws of England and Wales, including but not limited to liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any statutory rights afforded to consumers under the Consumer Rights Act 2015.
5. Third-Party Websites and Affiliate Disclosure
This website contains external hyperlinks directing visitors to third-party domains. These links are provided solely for convenience and information. Rachel Mathews exercises no control over the content, security, availability, or operational practices of external websites and assumes no responsibility or liability for third-party materials or damages resulting from their use.
Affiliate Disclosure: Certain hyperlinks published on this website are commercial affiliate links. This indicates that if a visitor clicks through to an external retailer or service provider and completes a transaction, Rachel Mathews may receive a small referral commission at no additional cost to the purchaser. Users remain solely responsible for reviewing all third-party terms, conditions, privacy notices, and refund policies prior to making any commercial commitment or purchase.
6. Intellectual Property Rights
Unless expressly stated otherwise, Rachel Mathews is the owner or licensee of all intellectual property rights subsisting in this website, its design, text, media, graphics, and downloadable files. All such rights are reserved. Content may be downloaded or printed solely for personal, non-commercial use, provided that all copyright and proprietary notices remain intact. Unauthorised reproduction, distribution, modification, or commercial exploitation is strictly prohibited without prior written consent.
7. Publisher Identification and Contact Details
In accordance with the Electronic Commerce (EC Directive) Regulations 2002, the operator of this website can be contacted using the following details:
- Name: Rachel Mathews
- Postal Address: Mill Race, New Road, Aldham, Colchester, Essex, England, CO6 3QT
- Direct Electronic Contact:
[email protected]
8. Governing Law and Jurisdiction
This disclaimer and any dispute or claim arising out of or in connection with it, its subject matter, or its formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction over any matter arising from the use of this website.
